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8 prompts▌ DWP Monthly Report
Universal Credit Profit Calculator
Enter what you received and spent this assessment period. The profit figure is what you report to DWP.
Income (money in)
Allowable expenses
▌ Profit to report
£0.00
Income £0.00 − Expenses £0.00
▌ DWP Workflow
Monthly Reporting Checklist
For self-employed fitness coaches. Tick off as you go — your progress saves locally for this session.
01Wait until your assessment period ends
02Total all money received this period
03Total your allowable business expenses
04Add tax & NI you've actually paid this period
05Add any pension contributions
06Calculate your profit
07Log into your Universal Credit account and report
08Save your evidence
09Note anything unusual in your journal
▌ Three rules to remember
- Minimum Income Floor (MIF): After your 12-month start-up period, DWP assumes you earn at least the equivalent of National Minimum Wage × your expected hours, even if you actually earned less. Tell your work coach you're self-employed on day one to confirm your start-up period.
- Surplus earnings rule: If in one month you earn more than £2,500 above the level that ends your UC, the surplus is carried forward and reduces next month's UC for up to 6 months. Plan ahead for big payment months.
- Report every month — even £0: If you earned nothing or expenses outweighed income, you still have to report. Missing a report can pause your UC payment.
General guidance — not a substitute for advice from your work coach. For complex cases, contact Citizens Advice.
General guidance only — not regulated financial advice. For complex tax questions, contact TaxAid or Citizens Advice.