Pricing · 2026

What should I charge as a PT in London?

Most coaches in their first two years undercharge by £10–£20 an hour because the gym list price is the only number they’ve ever seen. Here’s the honest London rate card for 2026 and a calculator that works backwards from what you actually need to take home.

Benchmark

London PT rates — 2026

What coaches at each level are quoting right now (1-hour 1:1, zones in brackets).

  • Newly qualified · £35–£45

    First 6–12 months, building case studies. Zones 4–6 commercial gyms. Often a 4-week intro block at £30 to fill the diary.

  • Established · £50–£70

    2–4 years in, returning clients, results photos, testimonials. Zones 2–3. Some coaches at this level move to small-group to lift effective hourly.

  • Senior / specialist · £75–£120

    5+ years, niche (pre/postnatal, rehab, strength sport, exec). Zones 1–2 boutique studios or private. Often capped at 15–20 sessions/week.

  • Online / hybrid · £150–£400/mo

    Monthly retainer with programme, check-ins and messaging. Effective hourly is much higher than 1:1 once you’ve built the systems.

Calculator

Work out your real hourly

Enter your numbers — the calculator works backwards from take-home.

MEM Income OS · Live

Income operating system

Live take-home
£0/ year · £0 /mo
Step 01
Income builder
Weekly
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Annual gross
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Step 02
Cover the rent
Sessions to break even
0/wk
Monthly rent
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Add your rent and rate to see the break-even point.

0/—
sessions / wk
Step 03
Price your packages
1× per week
Starter
£0/ month
4 sessions · £0/session

Full PAYG rate. Great entry point — no commitment.

Most popular
Momentum
£0/ month
8 sessions · £0/session

2× per week at 0% off — your retention sweet spot.

Premium
Hybrid Pro
£0/ month
8 sessions + online programming

In-person + remote check-ins at 5% off. Best margin, lowest churn.

Your week at a glance
In-person
MonPT
Tue·
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ThuPT
Fri·
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Sun·

2 in-person sessions per week.

Custom bundle
Bundle price
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Per session
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Live earnings
Annual take-home
£0
≈ £0 / month after tax & NI
Sessions / wk
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Break-even
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Rent coveredIn progress
MEM Advisor
Insight for you
  • Add your hourly rate and weekly clients to unlock live earnings, break-even and pricing insight.
Updates as you type

The maths

Why your real hourly is higher than your sticker price

What looks like £50 an hour is rarely £50 an hour by the time it lands in your account.

  • Gym rent / commission

    Commercial floor rent in London is £100–£300/week. Boutique rev-share is typically 60/40 in your favour. That comes off the top before you see a penny.

  • No-shows & gaps

    A realistic week is 18–22 booked hours, not 40. Empty slots, holiday weeks and last-minute cancels are part of the job — price for them.

  • Tax & NICs

    Set aside 25–28% of profit for Income Tax + Class 4 NICs. The number on your invoice is not the number you keep.

  • Unpaid admin

    Programme writing, client messages, social media, invoicing, CPD. Industry average is 1 unpaid hour for every 2 paid — bake that into your hourly.

FAQ

Quick answers

What's the average PT rate in London in 2026?

1:1 sessions in central London now typically sit between £55 and £85 per hour. Outer-zone gyms (zones 4–6) are usually £35–£55. Mobile and outdoor coaches charge £40–£70 depending on travel time. Online coaching packages are usually billed monthly at £150–£400.

Why does the calculator give a higher rate than my gym charges?

Your gym charges a list price; you keep a fraction after rent, no-shows, gaps and unpaid admin. The calculator works backwards from take-home — what you actually need to earn per booked hour to hit your monthly target.

Should I undercut other PTs to get clients?

No. Cheap PTs attract price-shoppers who churn fast. Match the local market or sit slightly above it and compete on results, communication and reliability. Discounts should be time-bound (intro block, 6-week kickstart) — never your headline rate.

Do I charge VAT on my sessions?

Only if your turnover crosses the £90,000 VAT threshold (2026). Below that, you don't add VAT to invoices. Once you cross it, you must register and add 20% — many PTs deliberately stay below or split into a separate online business.

How do I handle late cancellations?

Bake it into your contract. Standard policy: full charge if cancelled inside 24 hours, half charge inside 48 hours. Send the policy at sign-up and again at the first late-cancel — most clients self-correct after one polite reminder.

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