Sprint 4 · 8 modules
Sprint 4 — Financial Wellbeing Strands A / B / C (Source Pack)
clearest moat against EAP incumbents (most ship a phone line; we ship education + coaching + signposting under one roof). Strand D (side-income via MEM4PT) already exists — Sprint 4 ships A, B, C.
Modules in this sprint
- 01
The FCA Boundary Card
The Financial Conduct Authority regulates financial advice, including recommendations on specific products (pensions, investments, mortgages, insurance). MEM Academy is NOT authorised by the FCA. Our coaches provide education, behavioural c
Module3 min read - 02
Strand A — Money Basics Curriculum
After Session 6, learners receive a Money Basics — UK Edition completion certificate. Same template as Sprint 1 file 07, with these substitutions:
Module13 min read - 03
Strand A — Learner Workbook
MEM Academy · CPD-aligned · 6 × 45 min · UK Tax Year {YYYY/YY}
PDF workbook7 min read - 04
Strand B — Financial Coach Onboarding Handbook
Every MEM financial coach — internal employee, contractor, or affiliate delivering 1:1 financial coaching to corporate clients or justice-leaver cohorts. No coach delivers a 1:1 session before they have signed page 12 of this handbook.
Module7 min read - 05
Strand B — Session Template Bundle
1. Intake form (first session only) 2. Session note (every subsequent session) 3. Outcome-tracking form (end of every quarter per learner) 4. Supervision case-prep template (coach uses before monthly supervision)
Template6 min read - 06
Strand C — Debt + Crisis Signposting Decision Tree
When a learner (or their line manager, with consent) flags a money crisis via the platform "I need help today" button OR a coach surfaces one mid-session:
Module6 min read - 07
Strand C — Warm-Handoff Scripts
A coach mid-call with a learner in crisis cannot stop to compose the right sentence. Scripts pre-load the language so the coach can hold attention on the learner, not on the wording. You may paraphrase, but the spine of every script is non-
One-page DOCX7 min read - 08
Financial Confidence Quarterly Pulse — Instrument Spec
Scale: 1 (not confident) – 5 (very confident)
Module4 min read
Why this matters
The cost of doing nothing.
17.1m
UK working days lost to mental ill-health in 2022/23
HSE, 2023
£51bn
Annual cost of poor mental health to UK employers
Deloitte, 2024
5×
ROI on every £1 invested in workplace mental health programmes
Deloitte, 2024
Sector-level evidence, not MEM outcomes. For MEM's own delivery data and SROI methodology, see our evidence room.
Sprint overview
Sprint 4 — Financial Wellbeing Strands A / B / C (Source Pack)
Public-page promise: /corporate/financial-wellbeing-employees.
Why fourth: #1 stressor in every UK workforce survey since 2022; the
clearest moat against EAP incumbents (most ship a phone line; we ship
education + coaching + signposting under one roof). Strand D (side-income
via MEM4PT) already exists — Sprint 4 ships A, B, C.
Differentiated IP (must appear in every asset)
- The FCA Boundary Card — printed on every coach asset, taught in every workshop. We do NOT give regulated advice; we give education, signposting, and 1:1 coaching on behaviour. Confusing the two is the #1 reputational risk and we kill it in the design.
- The 24h Debt + Crisis SLA — no employee in a money crisis waits longer than one working day to speak to a trained coach who has the signposting decision tree in their hand. No EAP delivers this.
- The 6-session Money Basics curriculum built for a UK payslip, UK tax year, UK benefits system — generic global content doesn't fit a UK warehouse worker's reality.
- Lived-experience co-facilitator in every workshop (someone who's rebuilt from debt, an IVA, bankruptcy — speaks at minute 35 of each session).
- The three cross-cutting lines on every cover page (SROI 1-for-1 · lived experience · board-grade reporting).
Files in this pack
| File | Strand | Purpose | Owner output |
|---|---|---|---|
01-fca-boundary-card.md | Cross-strand | The boundary every asset enforces | Print A6 + slide template |
02-strand-a-money-basics-curriculum.md | A | 6 × 45-min workshop series (facilitator scripts + slides) | 6 decks + 6 workbooks + quiz + cert |
03-strand-a-learner-workbook.md | A | What the learner writes in | PDF 32pp |
04-strand-b-coaching-onboarding.md | B | Coach onboarding pack — what is and is NOT FCA advice | DOCX handbook |
05-strand-b-session-templates.md | B | Intake · session · outcome-tracking templates | DOCX bundle |
06-strand-c-signposting-decision-tree.md | C | The 24h SLA + decision tree (MoneyHelper / StepChange / CAB / IFA) | One-pager + escalation log |
07-strand-c-warm-handoff-scripts.md | C | Verbatim coach scripts for debt / crisis hand-offs | Print A5 |
08-financial-confidence-pulse.md | Cross-strand | 6-Q quarterly pulse feeding the Q1 board report | Survey instrument |
Authoring rules (apply to every file)
- No regulated financial advice. Education + signposting + behavioural coaching only. Re-read the boundary card on every edit.
- UK-only context. UK payslip, UK tax bands, UK benefits (Universal Credit, PIP, Council Tax Reduction), UK debt mechanisms (DRO, IVA, bankruptcy, breathing space).
- One lived-experience case study per asset.
- CTA on every closing page: "Want this adapted for your sector? Book a 20-min discovery call."
- Numbers tied to the UK tax year in plain English — never USD, never euros, never "approximately".
What "done" looks like
Production team converts:
01→ printed A6 + brand-styled slide template (drops into every deck)02→ 6 PowerPoint decks + 6 facilitator scripts03→ designed 32pp PDF04→ DOCX coach handbook05→ DOCX template bundle (intake, session, outcome, supervision)06→ A4 decision tree + DOCX escalation log07→ A5 print card08→ scheduled survey instrument in the platform
Certificate of Completion
Finish the course to unlock
Complete all 8 modules in this sprint to issue your certificate. 0/8 done.
Want to roll this out to your team?
Bring Financial Wellbeing into your organisation.
MEM is a self-serve resource library — your managers and staff work through the modules at their own pace, with the workbooks, runsheets and pocket cards provided. Coach-led delivery is available only for our corporate fitness sessions, not the educational modules. Every funded seat also opens a mirrored free seat for someone leaving prison, with SROI your board can sign off.